Preferential Classic & Deluxe
Once you've chosen which type of travel insurance best meets your needs, you can relax and enjoy your holiday secure in the knowledge that you have cover with Preferential.
Why choose CLASSIC?
Preferential Classic cover is cheap travel insurance with basic
but vital cover. Amongst others, which you can find in the Summary of Cover table below, 'Classic'
covers you for medical emergency if you are taken ill
abroad, 24 hour assistance services, personal liability
and cancellation or curtailment
of your trip. Other Preferential benefits include:-
- Prices start from just £7.38 for a 7 day holiday in Europe
- Kids go free on single trip Family Policies
- Annual multi trip holiday insurance available from £20.42
- Available to those aged 65 years and under
Preferential Deluxe offers higher levels of cover and, in addition to Classic, includes travel delay, missed departure and hospital benefit. It is also available to those up to age 75. Other Preferential benefits include:-
- Kids go free on single trip Family Policies
- Add on options of Business Cover, Winter Sports or Wedding Cover (upon payment of the appropriate premium)
- Annual multi trip travel insurance available from £31.32
- Available to those up to the age of 75
During the quote process you will be able to tailor make your quote with options to ensure it meets your specific needs. For a quick reference comparison, however, of the basic cover levels of Classic and Deluxe, see table below.
| Summary of Cover | Classic |
Deluxe |
| Cancellation | £1000* | £5000* |
| Curtailment | £1000* | £5000* |
| Travel Delay | - | £100 |
| Abandonment | - | £5000* |
| Missed Departure | - | £500 |
| Missed Departure Worldwide | - | £1000 |
| Permanent Total Disablement | £5000 | £25000 |
| Loss of Limb(s) Eye(s) | £5000 | £25000 |
| Death Benefit | £5000 | £25000 |
| Death Benefit (if under 16) | £1000 | £1000 |
| Emergency Dental Treament | £350* | £350* |
| Medical Emergency Expenses | £2,000,000* | £10,000,000* |
| Repatriation of Body | £2,000,000* | £10,000,000* |
| Hospital Benefit | - | £500 |
| Personal Baggage | Nil | £1500* |
(NB: Personal Baggage can be added to Classic upon payment of the appropriate premium. Please see Summary of Cover for limits) |
||
| Single Article Limit | Nil | £250* |
| Valuables | Nil | £250* |
| Expenses for loss of Passport/Driving License | Nil | £150 |
| Delayed Baggage | Nil | £200 |
| Personal Money | Nil | £500* |
| Cash | Nil | £300* |
| Cash (if under18) | Nil | £50* |
| Personal Liability | £2,000,000 | £2,000,000 |
| Hijack | - | £2000 |
| Mugging Benefit | - | £2000 |
| Legal Expenses | £5000 | £25000 |
| *Current Excess (can be modified) | £150 | £75 |
Deluxe Travel Insurance with Winter Sports Cover added
Last year, many of our Preferential customers enjoyed a fantastic winter ski
or snowboarding break to Europe or the USA safe in the knowledge that they had taken out Deluxe Travel Insurance cover with Winter Sports Option.
Deluxe Travel Insurance, with Winter Sports option added (just tick the box when you do your quote), covers you for your ski equipment, hire of skis, ski pack and piste closure, so you can enjoy your ski break away, secure in the knowledge that you have Preferential cover.
See our downloadable Policy wording for full details.
Prices start from just £16.52 for a week in Europe.
